I tracked down this insurance pricing survey from eHealthInsurance. It's a rundown of the most affordable cities to get health insurance. Insurance is so important. I just took a paid staff position and my primary motivation: health benefits.
“We created this report to raise parents’ awareness of the affordable health insurance solutions available so they can make informed choices for their families’ budget and health,” said Gary Lauer, CEO of eHealthInsurance. “Children who do not have health insurance are much more likely to go without medical care, and our data indicates there is affordable health insurance available, which can give hope to many parents.”
Here's the short press release. (The company website has the full 8-page report w/prices and additioal details)
"Health Insurance Plans for Children as Low as $29 per Month
By skipping one night out at a family restaurant a week, millions of Americans can afford to buy health insurance for their children in the largest U.S. cities.
The city with the most affordable family health insurance is Grand Rapids, Mich., with a monthly premium quote of $159.06, or $39.77 per person.
St. Louis, Mo., is the city with the most affordable health insurance nationwide for children at $29 per month for a 9-year-old child. The cost of one family dinner at a neighborhood sit-down restaurant would more than cover the monthly premium for a child.[1]
The Most Affordable Cities For Children’s and Family Health Insurance report examines the most affordable health insurance options available in the 100 largest U.S. cities for children on their own health insurance plans.
The report also includes the rankings for the Most Affordable Cities for Family Health Insurance, a follow up to a report released in December 2004. The new report was released by eHealthInsurance, the nation’s leading online health insurance source for individuals, families and small businesses.
Most Affordable for Children's Health Plans
The other cities topping the list of Most Affordable Cities for Children’s Health Insurance are (2) Grand Rapids, Mich.; (3) Columbus, Ohio; (4) Long Beach and Glendale, Calif.; (5) Akron, Ohio; (6) Des Moines, Iowa; (7) Toledo, Ohio; (8) Santa Ana, Anaheim and Bakersfield, Calif.; (9) San Diego and Riverside, Calif.; and (10) El Paso, Texas.
The average premiums quoted for a 9-year-old child’s plan in these nine cities ranged from $39.62 to $51.50 per month for a plan with a maximum $1,000 deductible.
Most Affordable Cities for Family Health Plans The other cities topping the list of Most Affordable Cities for Family Health Insurance are (2) Columbus, Ohio; (3) Akron, Ohio; (4) Des Moines, Iowa; (5) Louisville and Lexington-Fayette, Ky.; (6) Phoenix, Mesa, Tucson and Scottsdale, Ariz.; (7) Omaha, Neb.; (8) Long Beach and Glendale, Calif.; (9) Cleveland, Ohio, Kansas City and St. Louis, Mo.; and (10) Bakersfield, Calif.
The premiums quoted for a family in these cities ranged from $179.68 to $229.00 per month for a plan with a maximum $2,000 family deductible.
The Most Affordable Cities for Children’s and Family Health Insurance report also includes rankings for family health insurance. The premiums quoted are based on a four-member family living in the 100 largest cities in the country.
Quotes were generated using eHealthInsurance for the 100 largest U.S. cities except Boston, Mass., and San Juan and Bayamon, Puerto Rico. Quotes in these cities were obtained using both offline and online carriers and brokers operating in the state or territory. Please refer to the report methodology for a detailed explanation of plan selection criteria.
According to the U.S. Census Bureau, children under the age of 18 represent over 8 million, or 18 percent, of the total uninsured population. Many of their parents are working and, due to strict income guidelines, may not qualify for state or local programs.
One Family' Story
Fernando[2], a single father from El Paso, Texas, was determined to keep his son Fernando Jr. on a health insurance plan despite not being offered health coverage through his employer. Unfortunately, Fernando earns a little too much to qualify his son for Texas’ State Children’s Health Insurance Program (SCHIP), and since Texas has the highest rate of uninsured children at 21 percent, or 1.3 million[3], Fernando faced tough odds.
He did some research and found a health plan for his son that costs $54 a month. “I wish more parents were aware there are affordable options available so they can get their children insured,” Fernando said. “Kids are the future of our nation and must be put first!”
To view the full report (go the news release section) and click on “The Most Affordable Cities for Children’s and Family Health Insurance.”
About eHealthInsurance
Since its founding in 1997, eHealthInsurance () has become the nation's leading online source of health insurance for individuals, families and small businesses. eHealthInsurance, the wholly owned subsidiary of eHealth, Inc., offers more than 5,000 health plans underwritten by more than 140 of the nation's leading health insurance companies. The company is headquartered in Mountain View, California."
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