In a world of high finance, my hunt for pennies seems petty. Even my children laugh when I make a big deal about finding a penny on the rug or under a cushion. But my petty cash pursuit is driven by high-finance dreams and lofty personal goalsHere are 6 reasons why I collect pennies
- # 1 Household purge: I'm not looking to collect enough pennies to become a millionaire, but I am trying to cut through the clutter in my home. As I look for pennies in odd corners, I also tidy up. And while searching for pennies, I've found other valuables around the house: jewelry, important contact information and other useful items.
- # 2 Small change adds up: My parents once collected $275 in nickles, which served as a handsome gift for my oldest son. Following their example, I've been stashing away loose change from random corners of my home. And while collecting copper pennies, I've also found lots of silver and a handful of bills.
- # 3 Education: My penny pursuit also provides a personal finance lesson for my kids about the value of accumulation and organization. Related story: My Teenage Son Paid Me 16 Cents To Clean His Room
- #4 Monetary mind games: Collecting pennies is like performing sit-ups: This financial maneuver warms up my monetary muscles for bigger endeavors. When I'm mindful about pennies, I'm more careful about dollars.
- # 5 Easy goals: It's so easy to find and collect loose change around the home. Hitting an easy target provides momentum for other achievements.
- # 6 Hope: It's so corny and it sounds like something from a "Pennies from Heaven" letter in a Dear Abby column. But when I'm feeling depressed about financial, personal, professional or creative goals, finding a penny feels like a rich serving of ice cream. Each penny reminds me that success comes in little steps. I remember that saving and achieving is a constant process and I realize that with each small coin, I'm really richer than I was before.
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Sharon Harvey Rosenberg is the author of The Frugal Duchess of South Beach: How to Live Well and Save Money... Anywhere!, which will be published in the Spring of 2008 by DPL Press.
Happy MLK Day! A News Roundup
~~~~
Sharon Harvey Rosenberg is the author of The Frugal Duchess of South Beach: How to Live Well and Save Money... Anywhere!, which will be published in the Spring of 2008 by DPL Press.
