"Every 7.5 seconds an American turns 62 – that’s over ten thousand people every day. By 2015 it’s estimated that baby boomer’s age 50 and older will represent 45% of the country’s population. And each one of them is counting down the seconds until they can say goodbye to that 9 to 5 job, kick back, and retire!
While planning for retirement can appear to be a stressful, daunting task, it doesn’t have to be that way. You don’t need to be up to your elbows in social security, pension, and savings.
In fact, according to Bill Losey, author, retirement guru and strategist, all it takes is 7 simple steps, which include:
1. Controlling your emotions
2. Increasing your annual savings and retirement contributions
3. Reallocating your 401k/403b to higher yielding investments
4. Retiring later
5. Lowering your investment costs
6. Hiring a retirement coach
7. Reducing your retirement income needs
Losey is author of Retire In A Weekend! The Baby Boomer’s Guide to Making Work Optional and cable network CNBC’s resident retirement planning expert."
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1 comment:
So many people don't understand exactly how tricky retirement has become lately. The recent state of the economy has thrown a wrench into the plans of many boomers. They're either delaying retirement or coming out of retirement because of this. It's an unfortunate situation.
However, keep in mind, when it does come time to retire, one company will be there to help you out as you enjoy your golden years!
AARP is a great source of services and information that can be beneficial to the quality of life. What's great about AARP is that a membership comes with prescription and travel discounts!
AARP has teamed up with talk show host, Cristina Saralegui and made a fun, customizable video and you're just a click away from being the next guest on Amigos Live! Check out http://www.upclosewithcristina.com/video to learn more and make your own video!
Also, you can enter to win an all inclusive trip for 2 to Miami while you're checking out the site! (And even if you don't win, there's still those great travel discounts that come with the membership!)
Definitely check out AARP for yourself or a loved one. There are really are some great benefits to joining!
I hope it's alright that I commented on your blog -- wanted to let you know about the fun video with Cristina and AARP's great benefits. If you have any further questions, please don't hesitate to email me.
Thanks!
Isabella Coldivar
AARP Ambassador
isabellaAARP@gmail.com
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