Turn off the lights. Check the receipt. Clip the coupons. And so on....Being frugal can get old and boring after a bit.
It's like adding 1 + 1. The answer is simple. Frugal living boils down to one principal: Save more than you make, and the rest is just commentary.
But boredom is dangerous. When I get bored with being thrifty, it's easier to fall of the thrift wagon. Here's how I keep frugal living real and fresh.
1. Pay Attention. When I'm fully engaged --really connected to the here-and-now -- I'm constantly learning and acquiring new insights. When I look for frugal lessons and metaphors on bus rides or radio commercials, the creative spark prompts me to save more money.
2. Check Financial Statements: Reviewing bank statement provides a reality check. If the account looks good, I'm encouraged and energized. If the account is anemic, I've scared myself out of a few frivolous shopping trips.
3. Call Frugal Friends: There are certain friends -- online and in-person -- who really inspire me to save. A conversation with them is like a booster shot.
4. Review Goals: A periodic review of financial and personal goals, usually provides fuel for another savings drive. I am instantly reminded of my plans to build an emergency fund, college savings accounts, a retirement nest egg and even an account for vacations.
5. Invest in Small Treats: Well-timed luxuries provide safeguards against binge spending. For example, my almost daily servings of organic blueberries fills me with a sense of wealth and well-being, and those feelings make me less likely to binge spend. Consider this post: Why Organic Blueberries Make Me Feel Rich
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